I am finally remembering to post pics of our old kitchen. New kitchen cabinets started going in yesterday. It’ll be a couple of weeks for the granite due to vacations this week at the granite fabricator. Then the backsplash has to go in. When we get done I’ll post some “after” pics. You should be able to view 3 pics as attachments. If they don’t come through I’ll post them in the photo section.
I dump it all in one Ing account, but keep a spreadsheet (one row for each deposit or withdrawal; one column for each category of savings).
So at a payday (unsecured personal loans fair credit) I may deposit $1500 but I itemize in my spreadsheet that $17 is for car registration, $250 is for my IRA, $50 is for lake cabin fees, $150 for car replacement, -$100 for pet expenses, etc.
Personally, I like to know that twice a year, I’ll have $600 set aside for the cabin; in April, I’ll have $6000 for my IRA, etc. Without “naming” the funds, I think I’d tend to “borrow” without any intention of repayment. (I’ve been known to borrow from one sinking fund for another, but the glaring negative value in Excel makes me repay the proper fund quickly.